Tag Archive | "executive cars"

The Best Way To Buy a New Car

Many people believe that trying to purchase a new car is hard to accomplish and seems like a distant dream. Well it could be a lot more possible than you think. There are many ways to achieve obtaining a new luxury car whether it’s through finance; leasing and used are the most viable options for many people but which way is the best.

Purchasing a car on finance seems to be the most popular decision at the moment. This allows customers to pay monthly instalments over an agreed period of time that not only allows them to manage the costs easily but they can then also tie down service costs and insurance within this package. A finance option also tends to be available with little deposit needed at the start. This allows customers to get a luxury car without the large starting fee and fewer costs will be carried out on manufacturing faults as the car will be under warranty. However, one of the major disadvantages with purchasing a car on finance is that the car within the first 2-3 years will decrease in value significantly by 25-40%. Another factor to bear in mind is that some dealerships have high interest rates on their finance options so check each individual offer.

One way to avoid the large depreciation cost is by purchasing a slightly used car; this allows customers to avoid the loss and can still have a relatively new car at a significantly decreased price. With some dealerships offering guarantees of 3-5 years any manufacturing faults can still be eligible for repair. Some dealerships like this Mercedes Benz dealership offer finance options on luxury used vehicles proving a better deal for the customer.

The final option highlighted is leasing, which has appealed to so many people recently as no deposit is needed at the start (only needs to be the first month’s payment, taxes, registration and security deposit plus a few extras). When you have reached the end of the leasing you can trade the vehicle in for a newer model and escape the burden of having to sell the car on. There are still some strict rules that come with leasing; no modifications can occur throughout the allotted time period nor any damage, an agreed mileage needs to be met and you will need to have maximum car insurance.

Whichever car you have already set in your mind it is vital to weight up all options available with interests varying between dealerships and certain offers available specifically to others. Nothing will beat the feeling of having a brand new set of keys in your hand rushing into a decision immediately can always prove to be costly.

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Top 10 Business Cars of 2012

The Benefit in Kind company car tax bands are changing for 2012 and that means many manufacturers are making some choice modifications to their line-up of business-focused models, improving overall efficiency with better fuel economy and emissions performance.

So, based on the business-biased diesel models, here is our recommendation for the top 10 (in no particular order) business cars for 2012:

  1.  Toyota Avensis – the new Avensis in D-4D spec emits an astonishing 119g/km CO2 dropping it into the lowest company car tax bracket at 17%. The new Avensis is refined, has a solid 124bhp making motorway cruises a breeze, and will return a combined fuel economy of 61.4mpg. Not bad for a big saloon.
  2. Ford Mondeo – The Mondeo has always been a brilliant drive with communicative steering and taut handling. With Ford’s 200bhp 2.2-litre turbo diesel – it still emits less than 160g/km CO2 so will be relatively wallet and environmentally friendly – the Mondeo promises hugely capable in-gear acceleration.
  3. Vauxhall Insignia – The fastback-cum-coupé styling makes the Insignia a pretty little number to look at, and available with a 2.0-litre diesel engine in either 130bhp or 160bhp tune – the later comes in at under 140g/km CO2 – you can have your cake and eat it (well, sort of) with the Insignia.
  4. Volkswagen Passat – The Passat has grown in stature over the last decade but it seems to occupy a place in the market of its own – not quite in the big league with the likes of BMW, Mercedes and Audi, yet more premium than the Mondeo, Insignia and the rest of the crop, the Passat is still a good buy. Especially with the notoriety VW has gained with its 2.0-litre turbo diesel engines.
  5. Skoda Superb – Sharing underpinnings with the MK6 VW Golf is not a bad place to start. Inheriting the former’s diesel engine line up is even better, but somehow the Superb is just a bit bland. It does everything the VW Passat does admirably but it doesn’t stand out from the crowd. Two choices of VW’s 2.0-litre diesel engine are available – a 138bhp unit and a 168bhp spec engine.
  6. Mazda6 – The Mazda6 shares its chassis with the Ford Mondeo so is bound to be a good steer. The 2.2-litre diesel engines (128, 160 and 186bhp power outputs are available) in the 6 are strong too and give a good slug of performance – it’ll hit 62mph from rest in 8.7 seconds – whilst remaining relatively efficient at 53.3mpg and 140g/km CO2.
  7. Hyundai i40 – Coming way out of left field is Hyundai’s i40 saloon. It’s a striking looking thing with some truly premium design features that bely the car’s basic £22,995 price – around £2,000 less than a similarly specced Mondeo – and comes with decent kit as standard. Its 2.0-litre diesel will return 62.8mpg combined and produce just 119g/km CO2, so it’s efficient and wont break the bank to run, too.
  8. Mercedes-Benz C-Class – The face lifted C-Class is a properly good looking car. That matinee idol face just looks effortless, and combined with Merc’s 2.2-litre diesel engine, emitting 127g/km CO2, it’s a decent drive with better than brisk performance and agile handling. The one problem with the Merc? It’s always lived the shadow of the BMW 3 Series.
  9. BMW 3 Series – In 320d EffecientDynamics trim the 3 Series will return 69.9mpg and emit ljust 109g/km CO2. So it’ll be frugal to run, dynamic, exciting and thrilling to drive, a joyous proposition to own, retain its value well, be easy to sell, and generally cover every base with aplomb. If we were recommending a best in class (whisper it) it’d be the 320d EffecientDynamics. At £27,245 it’s relatively keenly priced, too.
  10. Audi A4 – ‘Vorsprung durch technik’ or ‘advancement through technology’ (it doesn’t sound so cool in English) is what Audi does best. The new A4 offers four different 2.0-litre diesel options, two TDIe eco versions in 136 and 163bhp tune and two non-eco variants in 144 and 177bhp trim, available for the same money. Headlines figures of 112g/km CO2 and 65.7mpg for the lower powered eco diesel are pretty damn good.


Check out the emissions based vehicle excise duty/road tax bands to see where your business vehicle falls: http://www.direct.gov.uk/en/Motoring/OwningAVehicle/HowToTaxYourVehicle/DG_10012524

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