Categorized | Car Reviews

Cheaper Car Insurance Through Technology

Cheaper Car Insurance Through Technology

As with most of the technology in our 21st Century lives, there are good things and bad things. Cars are no different. The reasons for fitting complicated and expensive to repair electronic parking brakes have never been fully explained. With vehicles that warm up quickly, is there any real call for heavy electric seats? Whatever, they’re with us now and some people obviously like them.

Sometimes though, technology turns up a really good idea. It was one Heinrich Hertz who, in the closing years of the 19th Century found that radio waves bounced off metal objects (strangely, he then went on to invent car rentals). The idea of radar (radio detection and ranging for the purists) was developed over the years with events speeding up rapidly during the 2nd World War. All this science and engineering was building up to one thing – the front end of the new Mazda CX-5.

Although by no means alone in this field of development, Mazda have been actively investing in this technology to help reduce the severity of collisions and the excellent and highly driveable CX-5 is the first in the Japanese company’s range to feature radar across this 18 model SUV range.

It’s called ‘Smart City Brake Support’ and it’s one of products to feature in Mazda’s SKYACTIV range of technologies. This is an automatic emergency braking system that uses sensors in the front of the CX-5 to monitor speed and distance to the vehicle in front. If the system decides that it’s all getting a bit leary and a shunt is imminent, the brakes are applied. For now, the technology works best at speeds below nineteen mph. This doesn’t sound a lot but in reality there are many slow speed crunches that often cause a disproportionate amount of damage.

Even the most hardened of technophobes should be impressed by this. As research and development continues, there is much that could be achieved with this science.

The really, really good news is that, from the 20th October, the Association of British Insurers have lowered this car’s insurance rating by two groups. This could make as much as fifty pounds difference on the average premium. It is said that if this technology were adopted on all cars then the occurrence of accidents would drop by 27% across Europe. Obviously there’s no way of proving this claim but what is sure is the fact that the CX-5 is a very impressive car indeed. A class act.

This post was written by:

- who has written 474 posts on Motor Blogger.

Geoff is a freelance writer and photographer.

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