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Car Repairs Overlooked As Households Struggle

Car Repairs Overlooked As Households Struggle

A total of sixty people have just been convicted of, or pleaded guilty to, one of the UK’s biggest ‘cash for crash’ scams. Drivers living in the area of these scams have had to pay up to one hundred pounds more for their car insurance as a consequence of this criminal activity.

The cost of these inflated premiums is just another burden for struggling motorists who are battling to balance the books at home and on the road. It has now been estimated that a million car owners are driving around in accident damaged vehicles because they are wary of losing their no claims discounts and, as a consequence, having to pay much higher premiums as the insurers seek to recover their outlay.

The problem is that although the damage may appear superficial it could in fact be compromising the safety of the car. It’s understandable of course; with household expenses fighting with high fuel prices and other motoring costs for supremacy, somewhere, something has to give. As a result car repairs are being ignored because drivers are selecting the highest possible ‘excess’ offers on their policies – some as high as £750 which greatly reduces premium cost – and then finding they don’t have the funds to effect the repair privately, unless it is of a very minor nature.

National average mileage has dropped significantly as motorists cut down on driving to save money but the number of accidents has remained largely static. What has changed is that the percentage of accidents reported to authorities has fallen by 2.2% and, crucially, the number of recorded repairs has dropped by an scary twenty one percent.

The safety risk is that the damage done by minor prangs may be more than cosmetically skin deep. The structural integrity of the vehicle may have been affected in some way. There are components at the front of the car; the structural ‘crash box’ (a zone in the front of the vehicle designed to collapse under heavy impact thus reducing the consequences of the crash on the passenger cell), radiator, hydraulics or airbag sensors could all have received part of the impact which could at a minimum have moved them out of true. The worry is that, in the event of a further unfortunate accident, the car may be less able to withstand the collision.

There seems to be no let up on the populace. Bills continue to increase even as income drops. It is therefore unsurprising that desperate drivers look at further ways to save. The trouble is, how long will it be before an accident becomes a tragedy as a consequence?

This post was written by:

- who has written 474 posts on Motor Blogger.

Geoff is a freelance writer and photographer.

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One Response to “Car Repairs Overlooked As Households Struggle”

  1. I also really enjoy these posts. You bring attention to homes and their details that may otherwise go unnoticed. Thank you for sharing.

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