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Avoid Buying Sports Cars If You Want Your Teenager Drive It

Avoid Buying Sports Cars If You Want Your Teenager Drive It

It takes time, money and planning to buy a new vehicle for families. There are a few things to consider before making the decision. Parents may want to buy a nice car even before their children comes to driving age. Children grow really fast and before you know they have their driving license and want to drive. Having a safe family car for them to practice on would reduce the immediate pressures to buy them a car of their own.

Even though you may be comfortable with your child driving your car this may prove to be problematic for certain models. One of the problems may be adding the newly qualified teen driver onto your existing policy. If you want to avoid such problems you need to think about who will drive the car when you are looking at certain models with high insurance ratings.

Sports cars and teenagers are two high risk combinations for auto insurers. They usually charge high rates for both owning a high performance vehicle and having a teenage driver in the family. When these two combined you may face serious problems. You may have to pay extortionate premiums if you want your teenager drive a sporty looking auto. In some cases, it may actually be impossible to insure the teenage driver.

There are cars that are clearly sporty and there is no argument about it. And there are the ones that have powerful engines but they may not be considered sports car by many people. In some cases, people buy those automobiles for family use and advanced safety and security features they come with.

For example, BMW X3 and Porsche Cayenne are great cars for families. They have spacious and luxuries interior, large boots and generally considered safe cars in terms of protection they provide in accidents. However, they have powerful engines and take off really fast.

You can understand why families buy them. In the same time you can see why insurance companies would consider them to be riskier.  Most companies not only wouldn’t want a teenage driver included in the policy but also they would impose a condition that any driver allowed should be over the age of 25 years old.

Keep this in mind when you are considering a new auto for your family. CheapAutoInsurance.net says “families should look for more modest automobiles when they want their teenage daughters or sons drive it, too”. It is always a good idea to look at insurance ratings of a new car and it is even a better idea to get a few quotes before making the final decision.

Otherwise, your insurer may exclude young drivers from driving the insured automobile. This will force you to buy another auto for your children to drive and improve their skills or you may have to accept that they cannot drive for some time. Understandably, this will result in resentments and disappointments within the family. And it would cost a lot of money to sort it out with another automobile and insurance policy purchase.

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